The quick answer for that is no, under exceptional circumstances. You are not and will not responsible for your future spouse’s bad credit or debt unless you decide to take it on by getting a loan jointly to pay off the debt. However, your future spouse’s credit problems can prevent you from getting credit as […]
Easy Ways to Make Extra Money: Easier than You Thought!
There are lots of ways to make extra money for different reasons, either you are trying to pay off debt, save more toward retirement or just boost your monthly and annual income. There are a few different routes you can take, including opportunities at work, a new job or on the side. Asking salary raise This […]
Make Money with Travel Blog: The Travel Bloggers’ Experiences
Travelling has become a trending lifestyle in the current decade. More and more people have embraced it as means in making living while enjoying the travel lifestyle. Some of them share their experience via blog or website and the writer called themselves travel bloggers or travel writers. Often many questions arise how they can manage […]
How To Become a Chartered Financial Analyst (CFA)
In order to become a Chartered Financial Analyst (CFA), you need to have the right skill set and knowledge. There are many programs and one of them that is well known and recognize is the Chartered Financial Analyst (CFA) Program. It is a professional credential offered internationally by the American-based CFA Institute (previously the Association […]
Secured and Unsecured Debt: What’s the Difference?
There are two main kinds of debts that we know, secured debt and unsecured debt. By examining the difference between the two types, it will give you better understanding the risk of borrowing money, loan, as well as for prioritizing debts and making sure keeping your assets. In general, the main difference between the two […]
Ways to Budget for Holiday
Holiday is the event that everyone expects; relax from daily routine to refresh both mentally and physically. Whether it’s snorkelling on the Great Barrier Reef or going on safari in the Serengeti, your next holiday will cost money. It’s much better to save as much as you can before you leave, so you don’t rely […]
How to Stop Emotional Spending
Emotional spending arises when an individual spends money for the sole purpose of improving the mood. Some reasons people engage in emotional spending are to maybe relate an individual’s state to improve or maintain a mood, to cope with stress, to deal with loneliness, and to improve self-esteem. Individuals sometimes use emotional spending to manage […]
Measuring the Diamond: Understanding the 4Cs
A diamond value, rarity and beauty are determined by features that are commonly known as the 4 Cs. These refer to colour, clarity, carat and cut. Before deciding on purchasing a diamond or diamond in the jewellery, it is vital to understand why two diamonds that may look exactly the identical are actually valued differently. […]
Ways to Pay Off Any Loan Faster
Whether it is consumer debt on credit cards, student loans or a mortgage, most people find themselves weighed down by debt at some point in their lives. Having this financial burden will add more stress in life. By paying loan faster it will definitely help to reduce the pressure. Here are steps that can ease […]
The Best Ways to Start to Rebuild Credit Score after a Bankruptcy
Any business or individual who has to file for bankruptcy will definitely go to see a negative impact on their credit score. The reason is that the lenders rely on the credit score as one of the consideration for approval in loan and credit at any interest rate. The credit score normally ranges from 300 […]
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